These Terms define the conditions under which the Company provides the Service and the relationship between the Company and its users.

1. "Service" means the stock market information, disclosure and market data analysis, stock movement commentary, watchlist features, and related functions provided by the Company.
2. "User" means any person who uses the Service, regardless of membership status.
3. "Content" means all text, analysis, commentary, data, tables, charts, images, and other materials provided through the Service.

1. The Company makes these Terms available on the Service for easy access.
2. These Terms apply to all users of the Service.
3. The Company may amend these Terms within the scope permitted by applicable laws. Material changes will be posted at least 7 days before they take effect.

1. The Company may provide the following:
   • 1. Stock quotes, volume, market indices, and SEC filing information
   • 2. AI-powered analysis and commentary on daily stock movements
   • 3. Market and sector trend comparisons
   • 4. Watchlist and portfolio tracking features
   • 5. Advertising and third-party content
   • 6. Other features as determined by the Company
2. The Company may modify or discontinue parts of the Service for improvement, technical needs, or operational reasons.

1. The Service provides information based on publicly available disclosures and market data for reference in investment decisions.
2. The Service does not constitute investment advice, a recommendation to buy, sell, or hold any financial product, or any form of financial advisory service.
3. Analysis and commentary may be generated using automated rules or artificial intelligence.
4. Information displayed may contain errors, omissions, delays, or differences in interpretation.
5. The Company strives for accuracy but does not guarantee the completeness, accuracy, timeliness, or fitness for any particular purpose of any information provided.
6. Users should independently verify information using official sources (SEC filings, exchange data, etc.) before making investment decisions.
7. All investment decisions and their outcomes are the sole responsibility of the user.

Users must not:

1. Violate applicable laws or these Terms
2. Use another person's account or personal information
3. Infringe on the rights, reputation, or intellectual property of the Company or third parties
4. Interfere with the normal operation of the Service or place excessive load on servers
5. Use crawlers, scrapers, bots, or other automated means to mass-collect content or data without prior written consent
6. Use content or data for competing services, database construction, resale, or AI training purposes without authorization
7. Circumvent security measures or reverse-engineer non-public systems
8. Interfere with advertising operations or generate fraudulent ad impressions or clicks

1. Copyright and intellectual property rights in analysis, commentary, page layouts, and other content created by the Company belong to the Company or its rightful owners.
2. Rights to source data such as stock quotes, SEC filings, and market data belong to their respective providers.
3. Users may use Service content only for personal, non-commercial purposes.
4. Users may not reproduce, distribute, sell, modify, or create derivative works from the content without the Company's prior written consent, except as permitted by applicable law.

1. The Company may display advertisements from third parties including Google AdSense.
2. Advertisers are responsible for the content of their advertisements.
3. Transactions with third parties through advertisements or external links are governed by those third parties' terms and policies.

1. The Company is not liable for service interruptions caused by force majeure, network failures, third-party data provider outages, or other circumstances beyond reasonable control.
2. The Company is not liable for investment decisions or trading outcomes based on information from the Service, absent willful misconduct or gross negligence by the Company.
3. These limitations apply only to the extent permitted by applicable law and do not exclude liability for willful misconduct or gross negligence.

1. These Terms are governed by and construed in accordance with the laws of the Republic of Korea.
2. Any disputes shall be resolved through good-faith negotiation. If not resolved, jurisdiction shall be determined in accordance with applicable Korean civil procedure law.

For questions about these Terms, please contact us at join@ootdkorea.com.

These Terms of Use are effective as of August 1, 2026.